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Shengjing Credit: Financial services "do not break", sufficient "financial food" to fight the epidemic

Release time: 2022-03-26 Page Views: 1187


Financial services to support the fight against the pandemic。On March 25, the "Smart fast loan" jointly launched by Shenyang Shengjing Credit Investigation Co., LTD. (hereinafter referred to as "Shengjing Credit Investigation") and Liaoning Branch of China Construction Bank has completed product testing and will be put into operation in the near future。


"Smart fast loan" is an online credit product focusing on the financing needs of small and micro enterprises in the city. When enterprises use this product, they can realize the online processing of the whole process without leaving home。At the same time, actively play the role of credit enhancement, credit quality small and micro enterprises apply for credit loans without collateral and guarantee。


The reporter learned that "Smart fast loan" is based on the credit information of small and micro enterprises' social security payment, and Shengjing Credit Investigation uses big data technology to build a customer evaluation system, and provides financial institutions with the whole process of big data customer acquisition, pre-loan due diligence, loan review and post-loan inspection。The product is simple in operation and fast in loan processing. While timely and efficiently solving the financing needs of small and micro enterprises, it will further improve the service efficiency of financial institutions during the epidemic and promote the development of inclusive finance in our city。


In recent years, Shengjing Credit Investigation has always focused on issues such as information asymmetry between banks and enterprises, and continued to expand the application scenarios of credit investigation products。In 2021, focusing on high-tech enterprises, in cooperation with Hunnan District and Minsheng Bank, relying on the results of credit evaluation, mass extension marketing work will be carried out, and 435 high-quality credit enterprises in Hunnan region will be accurately docking, and a total of 6 loans will be promoted.2.3 billion yuan;Relying on the financial service coordination mechanism of Shengjing Financial Holding Group, the company cooperated with Shengjing Guarantee Company and Shanghai Pudong Development Bank to launch the characteristic credit product "Shengjing Xingke Loan" for science and technology enterprises and realized the loan of 18.8 million yuan。


Since the outbreak of the epidemic in March this year, Shengjing Credit Investigation has thoroughly implemented the relevant deployment requirements of Shengjing Financial Holding Group on strengthening the financial service guarantee work of the real economy during the epidemic period, effectively played the function of Shenyang enterprise credit investigation platform, and jointly issued various loans with Shanghai Pudong Development Bank Shenyang Branch.600 million yuan;The Shenyang branch of Minsheng Bank jointly lent 60 million yuan to 50 small and micro enterprises in our city。


next,Shengjing Credit will make full use of Shenyang's "start-up guarantee loan", "Red Star loan", "emergency lending", "intellectual property pledge financing" and other inclusive financial policies,Continuously improve the online product system with financial institutions,Create warm financial services for the city's enterprises,We will fully ensure the financing needs of enterprises,Technology and finance to empower epidemic prevention and control。


Shen Bao all media reporter: Huang Chao

Editor: Chung Jundong

Managing Editor: Liu Xinyang